Keeping Your Boat Safe From Storm Season

Does Boat Insurance Cover You From Storms or Hurricanes?

Depending on the type of coverage you have on your boat will determine if you are covered during a Hurricane.

• If you have liability only insurance, you would only be covered for damages to other people and their property.
• If you carry comprehensive coverage you would be covered for damages from weather and vandalism or theft.
• If you carry collision coverage, it covers you in the event you collide with something.

If you keep your boat in the water full time, most boat carriers also offer “Hurricane Hauling-out” coverage. This coverage provides you with funds to remove your boat out of the water and into safer places in the event there is a Hurricane Warning in the area the boat is located.